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Americans are cutting back on expenses as never before in recent years.  Personal and family budgets often cut spending first on gifts and costume jewelry purchases.  For those who can't possibly bear to dress down without earrings or who feel pain at not being able to give a special present to a loved one, handmade earrings may provide an answer.  Do-it-yourself earrings can be made for less than the cost of a fast-casual lunch or dinner out.

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While dedicated tools and some instruction will help in the quality of the final product, one does not need specialized skills to make simple, elegant jewelry pieces.

In the examples below, we consider earrings made with sterling silver earwires and posts for two reasons:

    * Sterling Silver is hypoallergenic for most people
    * Sterling Silver is a precious metal, but without the cost of white gold or platinum

Definition of Earring Findings

In jewelry terms, a "finding" is a component of jewelry less than a finished piece.  One type of finding used for earrings is an earwire (also known as a "french wire" or a "hook").  An "earring post" has a "post" ("stick") that fits through the piercing, with an "earnut" (also known as a "stop") that fits over the stick behind the ear.  A full ball, half ball, shield, or other design will be soldered onto the front of the post.

Tools Recommended for Simple Earrings

Flat nose pliers or chain nose pliers are the tools recommended for most earring styles considered in this article.  These pliers, when used in jewelry making, will be smooth on the inside, to minimize the marks added to jewelry; normal pliers usually have serrated jaws to "bite" into metal.

Sterling Silver Earrings: No Tools Required

The first type of earrings discussed need no tools -- hands are good enough.  Good sterling silver shield post earring findings show a thin, rounded profile in the vertical.  At the bottom edge of these findings is a "U"-shaped hook that is open to the back.  One only needs to hang a drop with a soldered ring at the top from the "U"-shaped hook, then pinch the top of the hook closed with the fingers.

With representative prices of $2.35 per pair for Sterling Silver Shield Post earring findings and $6.97 or less for a pair of bezel-set Sterling/Colorless Cubic Zirconia drops, not including shipping or sales tax, you can make a pair of earrings with the fire and sparkle of simulated diamond for less than $10, with no tools required.  If you prefer earrings entirely of sterling silver, simply replace the Sterling/Cubic Zirconia drop with a pair of sterling teardrops with soldered top loops for $2.65 per pair.  You can keep your cost of a pair of sterling silver earring less than $8.

Sterling Silver Earrings: One Tool Required

Many earring posts and earwires have open rings soldered to the bottom of the earring findings.  These open rings need to be gently opened to the side to hang a drop or dangle.  It MAY be possible to do that with your hands, but we recommend one pair of either flat nose pliers or chain nose pliers because they will offer you better control than using only your hands.

To use either earring posts or earring findings, one must GENTLY move part of the open ring soldered to the bottom of the finding to the side.  Then, it is possible to hang a drop or a wire-wrapped dangle onto the open ring.  Once again, use the pliers to GENTLY move the open piece of the ring back into place -- to close the gap of the open ring.

With a representative price of $0.66 for a pair of short Sterling Silver French earwires and a pair of 4mm Sterling/Cubic Zirconia bezel-set drops, you can make a pair of earrings for under $5 (before shipping or sales tax).

For formal affairs, such as weddings or holiday parties, a pair of 6mm Princess Cut Sterling/Clear Cubic Zirconia posts with 6mm Sterling/Clear Bezel Set Cubic Zirconia drops are stunning earrings that can be made for under $16; one set of pliers is recommended to assemble these.

Those who are planning to cut back on jewelry and gift budgets can put together attractive sterling silver earrings on a modest budget, offering pleasing handcrafted gifts to loved ones and wearing attractive earrings, too. You may find that making your own earrings is so easy that you will do it in better economic times, too.

You've probably run across an advertisement about selling gold jewelry for cash. You may have even wondered how much you could get selling gold jewelry you've had laying around for years. It seems that everywhere you look you are reminded of the idea of trading gold for cash. If you are considering doing this you should do your homework and make sure you know how the process works before you move ahead. There are actually a lot of companies that will take advantage of someone that's in need of extra money. Tough Times Given the tough economic times it seems like everyone is looking for a way to make some extra cash. Selling gold jewelry that you get no use from anymore may be one of the easiest ways to get some quick money. Everyone has a least a few pieces of old jewelry in the back of the drawer that they no longer have any use for. Examples of Pieces to Sell: * rings * necklaces * bracelets * earrings * charms * class rings * antique jewelry * wedding bands * diamond engagement rings * vintage jewelry * gold and silver pieces You are not limited by these jewelry examples. You can literally sell anything that is made of gold. I wouldn't advise you to sell anything that has sentimental meaning or history. It is hard to put a price on such items. Lost Love Old gifts from an ex-boyfriend or girlfriend usually no longer have meaning and can easily be sold. It would be nice to make a little money from that relationship that caused you so much grief. Proof When selling gold jewelry make sure you find some good information or maybe an independent study about the company you choose to go with. Selling gold jewelry could be just the way to make some extra that you've been looking for.

High-quality jewelry is always a treasured gift and can even become a family heirloom for generations to come. That's why jewelry makes such a great gift for almost any occasion. Fine jewelry can be given as a gift for men, women, and teens. Use these ideas to find that perfect jewelry for your friend or loved one. tiffany and co tiffany co jewelry Tiffany jewelry Jewelry Gifts for Women Buying jewelry for women can be an exhausting task because women often use different types and colors of jewelry to accessorize their apparel. For instance, a woman might wear a 14kt gold necklace to beautify a silky shirt. She might wear a necklace with a colored stone to match the color of her shirt or outfit. Other jewelry women use to accessorize include 14kt gold earrings with stones or diamonds, 14kt gold hoop earrings, a pearl necklace, a bracelet, or a wristwatch. Women love diamond jewelry as well. Consider her tastes in clothing and jewelry. What type of jewelry does she like to wear? What are her favorite colors? Would she prefer 14K cubic zirconia jewelry instead of real gold or real diamonds? Jewelry Gifts for Men If you're considering a jewelry gift for a man, be sure that he wears jewelry before shopping. Some men will wear a gold necklace or a ring or two while others will wear only a wristwatch and wedding band. Some men even have gold earrings, but you'll want to be sure before making a gift purchase. Observe for a few days to see what types of jewelry he wears... then, go for it! Jewelry Gifts for Teens Teens are usually very particular when it comes to the types of jewelry they will wear. They often go along with the modern fashions, but also enjoy a bit of individuality with their jewelry. Every teen will be different in the way they dress and accessorize, so get to know their dressing patterns before buying the gift. Do they wear multiple necklaces, multiple earrings, or multiple bracelets? Would buying a real 10kt or 14kt gold jewelry piece be wise if they are going to wear it to school or in public places? Occasions for Jewelry Gifts There are many special occasions when a jewelry gift would be appropriate. You might give 10kt or 14kt gold earrings to a woman or teen for their birthday. A 10kt or 14kt gold necklace would be a great additional gift to give with a new outfit to a wife for a wedding anniversary. The Christmas holiday season is a great time to give jewelry gifts. For a wedding proposal, a diamond ring on a 14kt gold ring band will do the trick. Jewelry is great for all members of the family, and it's something they can wear for years to come. Buying Jewelry Gifts Online You'll find a wide variety of jewelry at an online jewelry retailer, and often at highly discounted prices. Jewelers online can usually offer their jewelry for less because they don't have the store overhead expenses that a brick-and-mortar jewelry store would have. Also, you can browse through hundreds of jewelry pieces right from the comfort of your own home. Some of the jewelry gift items you might find online include diamond rings for an engagement ring, a pearl necklace, a necklace with colorful stones, gold earrings, gold bracelets, cubic zirconia, and more. Shop online today at a fine jewelry website to find that perfect timeless treasure for your loved one!

Unique handmade jewelry ranks right up there as one of the wonders of modern day. In fact custom jewelry takes the heart of yesterday and makes it the beauty and wondrous grace of today's beaded jewelry. Some of the most amazing necklaces, bracelets, earrings worn by today's top names are actually handmade beaded jewelry crafted from the naturally formed stone and elements that have been present on the earth for centuries. It is this tie with nature, with a greater power, that makes handmade jewelry so attractive to so many people. Gemstone jewelry is often used to symbolize or signify specific qualities the wearer hopes to enhance and accent. Handmade jewelry - perhaps a ruby - accenting a cross may signify the blood of Christ, the sacrifice, while jewelry containing turquoise may symbolize the traditional association of being at one with the sky, or freedom. Tiffany and co Tiffany co Necklaces Tiffany co Rings In these ways and many more, handmade beaded jewelry can often take the form of the latest style of fashion jewelry while having a meaning that is so much deeper, so much more intense than any trend. When it comes to gemstones one of our most treasured traditions is the wedding ring and very few are as impressive as the diamond. While diamonds aren't normally used in beaded jewelry we would be remiss if diamonds were not included here. A diamond is worn on the wedding ring due to its reputation for loyalty and continued love. It is placed on the ring finger of the left hand because it was thought that there was a vein that ran from that finger directly to the heart. Handmade beaded jewelry artists create magical combinations of natural gemstones, beads and precious metals into one of a kind treasures. These beautiful works of art come to life and are to be cherished and passed along to generation after generation. Custom crafted gemstone jewelry designed with care and attention to detail by a jewelry artisan, is really special. Whether it's handmade jewelry adorning an antiqued pendant or pearl drop earrings or a unique diamond set ring or an exquisitely crafted gemstone and silver necklace to rival any you would find at a big-name jeweler, handmade beaded jewelry captures the hearts of all who wear them.

Online commerce has taken a great leap since safe and cheap transactions have been available thorough the Internet. An easy way to make profit is by selling retail, online available wholesale body jewelry or wholesale body piercing, which is in high demand. Body piercing is becoming more and more popular amongst teenagers and young adults who wish to add a touch of extravagance to their image. Small, detailed, stone-incrusted pieces of jewelry, nicely crafted for this particular use await their buyers. They are quite cheap and offer a great opportunity for online selling.

The effect of the Internet on commerce needs no comment. Facilitated communication and transaction has launched the development of a completely new range of profitable opportunities, which are easily available to all of us. A smart way to make a considerable profit is to buy products in large quantities, at a price that is far less than its maximum market price and then selling them retail. Online purchasing of wholesale body jewelry for example, is now available to most of us; it allows you to purchase the quantities you wish at exceptional prices. If you find the appropriate clientele, you can sell almost anything.

Body jewelry is one of the most profitable domains of online commerce. There is an elevated demand for cheap and available jewelry. People demand and purchase less expensive, but equally precious and nice jewelry to accessorize their outfit. Within the range body jewelry, something new is in a very high demand nowadays. Body piercing is very popular amongst the young who wish to highlight parts of their body, and seek a sophisticated, provocative look.

Wholesale body piercing is largely available online. Various types of such provocative jewelry are available: stainless steel rings, pendants, earrings and bracelets, navel jewelry, tongue jewelry, nose rings, lip labret jewelry, eyebrow jewelry, nipple jewelry, bead rings, plugs, earlets. Along with these, piercing instruments and displays are available, almost everything you need if you wish to start your own body piercing jewelry shop.

However, if you are not interested in opening your own shop you can still buy wholesale body jewelry and then sell in online shops or auction sites like eBay. This is far less time and energy consuming, a great idea for an easy, virtual, profitable business. Given the new materials continuously discovered, that make jewels look precious but stay cheap, it seems highly likely that the jewelry industry will continue to be profitable for a long time.

It is very important to do some research before you buy any wholesale body piercing or any other body jewelry. The material used for their manufacturing must be hypoallergenic, appropriate for long-term wear in contact with the skin. The most frequently used metal compositions are stainless steal and titanium. Plastic or acrylic jewelry is also safe. They should come sterilized and contamination-free in sealed packages, as those who use them on a freshly pierced skin are at high risk of infection. Also, check the products to be original and best quality. Don't forget to pay attention to the latest fashion. Keep in mind the most sought after products, and pay attention to the shipping duration guaranteed by the provider of wholesale body jewelry.

In the past, body piercing was limited to those more adventurous, who got such ornaments as an extravagant personal style statement. Today, wearing body-piercing jewelry is a common practice for many teenagers who wish to accessorize particular parts of their bodies. Nowadays, almost anyone bold enough to make a small investment in wholesale body piercing can get started in the business. The high demand for such jewelry is able to guarantee profit to the investor in this domain. 

Nowadays, wearing jewelry is a common activity and many people are interested in buying cheaper, but equally nice jewelry to accessorize their outfits. This offers the opportunity to start a lucrative small business. Teenagers and young adults interested in evading conformism are more and more into body piercing jewelry. Purchasing wholesale body piercing and other jewelry online is the best way to enter this profitable chain.

In the past, people considered wearing jewelry a symbol of wealth and prosperity. In some cultures, iconic, symbolic or sacred jewelry formed the customary tradition. Even if some of the symbolic attribute remains, wearing jewelry nowadays has become a common activity, a way to accessorize the outfit to express more accurately one's personality. Apart from the classical, expensive types of jewelry, nowadays a completely new range of jewelry has occupied the market.

Better known as fashion or costume jewelry, such jewelry uses as materials low-priced metals like silver or titanium, glass or plastic. In this manner, jewelry becomes accessible to almost everyone. Body piercing is a more eccentric method to accessorize with body jewelry. It is very popular amongst teenagers, who seek a cool and modern look via earrings, nose rings, and naval jewelry and so on.

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Body jewelry is also an original and easy way to make reasonable profit. Nowadays, you can find many providers of wholesale body jewelry, from whom you can purchase, at low prices, large amounts of such ornaments. Either in your personal shop or just by establishing a clientele, you can start a small business by selling retail wholesale body piercing and other jewelry.

The fastest and cheapest way to purchase wholesale body jewelry is through the Internet. You can buy either large or small quantities, depending on the provider, but the price will vary to the amount you request. You can negotiate smaller prices for larger quantities. However, online providers can afford to give smaller quantities due to lower transaction costs. This means you will have the possibility to start your business with small amounts of wholesale body jewelry and then advance if you find the customers to make a profit.

Another advantage is that you can easily purchase the latest fashion wholesale body piercing and other ornaments. A wide list of products is available for your purchase, ranging from the classical rings, pendants, earrings, bracelets to the more eccentric beard and nose rings, navel, and tongue and eyebrow jewelry. If you want a profitable business, you will have to keep in touch with your customers. In addition, you need to stay informed about the latest trends. You can order wholesale body jewelry according to the request of your customers and you can count on rapid transactions and shipment of latest designs. In this manner, you face minimal risk of ending up with large amounts of unsold jewelry.

Prior to buying wholesale body jewelry, at the beginning of your business, you need to check a couple of things. You can ask for samples to evaluate the products and verify that you commercialize only the best quality. Check their authenticity; assess the quality of the material that makes the jewelry, the finish and the details of the execution. International shipping should be available; this is an important aspect if you live outside the US. This will imply that you have access to the trendiest and latest designs in the States where this fashion enjoys widespread popularity.

Commercializing jewelry has been a profitable business since the use of jewelry itself. Nowadays, new types of jewelry are available. Cheaper ornaments are at high demand, as people want to add to their daily outfit more accessible jewelry. To match this demand, new jewelry is available made out of cheaper materials like stainless steel or titanium. The beauty of the products is the same, but the material makes them easier to purchase, enjoy and why not commercialize. The young and more courageous ones look for body piercing jewelry. Considering the large availability and the high request starting a small business by buying wholesale body piercing and other jewelry can provide a reasonable profit. 

Many women find thrilling entertainment choices on the fine jewelry aisles of major department stores and through entering internet websites that feature a large variety of jewel pieces at very reasonable prices.

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The department stores may be quite crowded with people, and the close ranks seem to take away some of the thrill that comes when a woman is shopping for jewels. These selective souls prefer ample space to view their jewelry items with ease, and at a pace that is rarely offered in a department store setting.

When shopping for brilliant jewelry pieces in online shopping malls, however, women are relieved to find a wide selection of brilliant jewelry choices that are arranged in a stylish, organized fashion that any shopper would fall in love with. Every item in the store is available for viewing at any time of the day, and for an unspecified length of time.

People are willing to invest large amounts of money for fine jewelry pieces, and want to have plenty of time to consider their choices. They want to find fabulous deals on a wide selection of gold, platinum or silver wrapped jewelry models, and they want their selections to be delivered to their front door.

It does not matter if you are a homemaker, business woman or bride-to-be, there are marvelous choices in fine jewelry available in Internet shopping malls that will be a good fit for the family budget or can be kept as a family heirloom when received as a gift. Brides can find the perfect gifts for the entire wedding party when shopping at online jewelry stores.

At several online jewelry stores, couples are able to find a very generous assortment of solitaire engagement rings that any Bride would be proud to wear on her finger. Grooms find their shopping trail far easier to hide when they shop through Internet shopping sites that sell fine jewelry, and appreciate the option to have their purchase mailed to any location they feel is right.

When couples prefer to shop at an online jewelry store, couples can share the shopping experience together and feel free to openly discuss wedding bands and ring sets back and forth at their leisurely pace without worrying about closing time at a shopping mall location in the center of town.

These couples can take their time while online, and easily leave the store for a while to think things over. When their decision is made, and the perfect rings are identified, the ease of returning to the store makes shopping online the most preferred way to select wedding sets.

This time is so important because couples need to have plenty of time to view these sentimental jewelry selections. Sentimental Brides have dreamed about their engagement rings through most of their life, and loving Grooms want the lady they love to be perfectly satisfied with the choice.

When the right engagement ring or wedding set is found, they want to share the news with everyone they know. If they are shopping at an Internet jewelry store, it may be very easy to capture the picture and send it to all of their friends overnight.